Two different things that I hear from my friends re: my choice of where to live

I have two kinds of friends. The first kind says to me, "Rahul, I can't believe that you're living here in the Bay Area when your income is location-independent and you could be living literally anywhere in the world. Why aren't you traveling or having adventures or seeing strange new places or, at the very least, settling someplace that's a littl…
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